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Your commercial auto liability will include bodily injury liability to cover the costs of injuries and medical expenses for the injured party, and property damage liability to cover the costs of property damage in an accident. Covers the costs of damage to your vehicle from an accident or other incident. This coverage includes both collision coverage to pay for damage from a crash as well as comprehensive coverage to pay for damage from theft, vandalism and other than collision causes. NJCAIP is the state of New Jersey mechanism for eligible Commercially Registered Vehicles in the state of New Jersey that are not insurable immediately in the NJ Voluntary or NJ Preferred Commercial Auto Insurance Markets. Established January 1, 1984 under N.
NJCAIP Rates, NJCAIP rules and NJCAIP forms are subject to prior approval by the NJ Insurance Commissioner before being implemented. NJ CAIP Commercial Rates are set and approved by the state of New Jersey department of banking and insurance, and are administered by a national non profit organization. This website is for obtaining CONSUMER quotes only.